Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market? In...
Are we there yet? RBA hikes cash rate for eighth straight month to 3.10%
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December 6, 2022
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Wispy
The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of...
Where there’s a will (and genuine savings), there’s a way
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December 1, 2022
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Wispy
Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can help show lenders...
Your new phone or your home loan? What would you research more?
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November 24, 2022
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Wispy
What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more effort into researching phone...
5 surprising reasons for home loan heartbreak
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November 24, 2022
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Wispy
Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some can come as a...
Type of Loan
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October 12, 2021
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Wispy
What type of loan is right for you? The array of mortgages available helps a good credit adviser to tailor a package to suit your needs. Here are just...
5 things first-home buyers need to know
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October 8, 2021
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Wispy
Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status. 1. Think about why you...
Health Check
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October 7, 2021
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Wispy
When was your last home loan health check? Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if...
Approval process
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October 4, 2021
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Wispy
The home loan approval process Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will...
When is the best time to refinance your home loan? As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your...